PRIVACY NOTICE

FACTS

What does Toledo Fire Fighters Federal Credit Union do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores

When you are no longer our member, we continue to share your information as described in this notice.

*The mobile banking app may collect personal information from you or your financial institution, such as your first and last name, address, e-mail,
User IDs, telephone number, and social security number when you create an account and use . This information could include your address or
contacts (e.g. to make P2P (peer to peer) payments using Zelle or other payments functionality). We will collect the financial and transaction
information necessary to provide you with the Services, including account numbers, payment card expiration date, payment card identification,
verification numbers, and transaction and payment history.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Toledo Fire Fighters Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons We Can Share Your Personal Information

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

  • Does Toledo Fire Fighters Federal Credit Union share? Yes.
  • Can you limit this sharing? No.

For our marketing purposes – to offer our products and services to you

  • Does Toledo Fire Fighters Federal Credit Union share? Yes.
  • Can you limit this sharing? No.

For joint marketing with other financial companies

  • Does Toledo Fire Fighters Federal Credit Union share?Yes.
  • Can you limit this sharing? No.

For our affiliates’ everyday business purposes – information about your transactions and experiences.

  • Does Toledo Fire Fighters Federal Credit Union share? No.
  • Can you limit this sharing? We don't share.

For our affiliates’ everyday business purposes –information about your creditworthiness

  • Does Toledo Fire Fighters Federal Credit Union share? No.
  • Can you limit this sharing? We don't share.

For our affiliates to market to you

  • Does Toledo Fire Fighters Federal Credit Union share? No.
  • Can you limit this sharing? We don't share.

For nonaffiliates to market to you

  • Does Toledo Fire Fighters Federal Credit Union share? No.
  • Can you limit this sharing? We don't share.

QUESTIONS? Call 419-474-7200 or contact us.

Who We Are

Who is providing this notice?

  • Toledo Fire Fighters Federal Credit Union

What We Do

How does Toledo Fire Fighters Federal Credit Union protect my personal information?

  • To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Toledo Fire Fighters Federal Credit Union collect my personal information?

  • We collect your personal information, for example, when you
    • open an account or deposit money
    • pay your bills or apply for a loan
    • use your credit or debit card
  • We also collect your personal information from others, such as credit bureaus, affiliates,
    or other companies.

Why can’t I limit all sharing?

  • Federal law gives you the right to limit only
    • sharing for affiliates’ everyday business purposes – information about your creditworthiness
    • affiliates from using your information to market to you
    • sharing for nonaffiliates to market to you
  • State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

  • Companies related by common ownership or control. They can be financial and nonfinancial companies.
    • Toledo Fire Fighters Federal Credit Union has no affiliates

Nonaffiliates

  • Companies not related by common ownership or control. They can be financial and nonfinancial companies.
    • Toledo Fire Fighters Federal Credit Union does not share with nonaffiliates so they can market to you

Joint Marketing

  • A formal agreement between nonaffiliated financial companies that together market financialproducts or services to you.

Other Important Information

Toledo Fire Fighters Federal Credit Union’s main office is located at 2800 West Laskey Road, Toledo, OH 43613