TFFFCU Rates
Dividend Rates
Description Term APR APY
Savings $5.00 minimum 0.100 0.100
Money Manager $5000.00 to 24999.99 0.100 0.100
Money Manager $25000.00 to 49999.99 0.200 0.200
Money Manager $50000.00 and up 0.300 0.300
IRA Savings 0.250 0.250
Checking $500 minimum 0.050 0.050
Certificate Regular and IRA 6 month 0.150 0.150
Certificate Regular and IRA 12 month 0.300 0.300
Certificate Regular and IRA 24 month 0.550 0.550
Certificate Regular and IRA 36 month 0.900 0.900

Regular Savings: $5.00 to open the account, must maintain a $50.00 minimum daily balance or a $5.00 per month minimum balance fee is charged.

Checking: $50.00 to open the account, must maintain a minimum daily balance of $500.00 to obtain the disclosed annual percentage yield.

Money Manager: $5000.00 to open the account, minimum to earn dividends is $5,000.00.

Share Certificates: Early withdrawal penalties on share certificates; three months interest or all interest since opening, whichever is less.

Dividend Rates and Annual Percentage Yield shown are subject to change. Penalty for early withdrawal on share certificates. Fees may reduce earnings.
Loan Rates
Description Repayment Terms APR
Auto Loan up to 84 months* 2.49*
*Over 72 months add 1%
Boat and RV Over $25K up to 144 months* 2.49*
*Over 72 months add 1%
Home Equity Repayment varies according to balance. Rate is equal to prime rate.
Overdraft Loan 15.00
Signature 7.49*
Visa 2.0% of balance owed 7.99*
Share Secured 3.99
Mortgage Loan Please call for rates - 419.474.7200
*Indicates rate as low as based on credit score.
**Variable rate equal to prime.
Fee Schedule
Description Fee
Non Sufficient Funds (checking) $25.00
NSF Preauthorized Withdrawal and EFT $25.00
NSF- Courtesy Pay $25.00
Stop Payment Order $5.00
Copy of Check $3.00
Account Reconciliation (per hour) $20.00
Account Research (per hour) $20.00
Deposited Item Return @ TFFFCU $10.00
Statement Copy (per page) $1.00
Outgoing Wire Transfer $10.00
Incoming Wire (International) $5.00
Check Printing Charge (price based on style and quantity) Varies
Fee for CU checks (first one free) $1.00
ATM Withdrawals (first 10 free) $1.00
ATM Cirrus Network usage $1.00