TFFFCU Rates
Dividend Rates
Description Term APR APY*
Savings $5.00 minimum 0.100 0.100
Money Manager $5000.00 to 24999.99 0.100 0.100
Money Manager $25000.00 to 49999.99 0.200 0.200
Money Manager $50000.00 and up 0.300 0.300
IRA Savings 0.250 0.250
Checking $500 minimum 0.050 0.050
Certificate Regular and IRA 6 month 0.100 0.100
Certificate Regular and IRA 12 month 0.250 0.250
Certificate Regular and IRA 24 month 0.350 0.350
Certificate Regular and IRA 36 month 0.500 0.500
*APY - Annual Percentage Yield
Loan Rates
Description Repayment Terms APR
Auto Loan up to 84 months* 2.49*
*Over 72 months add 1%
Boat and RV Over $25K up to 144 months* 2.49*
*Over 72 months add 1%
Home Equity Repayment varies according to balance. Rate is equal to prime rate.
Overdraft Loan 15.00
Signature 7.49*
Visa 2.0% of balance owed 7.99*
Share Secured 3.99
Mortgage Loan Please call for rates - 419.474.7200
*Indicates rate as low as based on credit score.
**Variable rate equal to prime.
Fee Schedule - Effective July 1, 2015
Description Fee
Non Sufficient Funds (checking) $30.00
NSF Preauthorized Withdrawal and EFT $30.00
NSF- Courtesy Pay $30.00
ACH/Check Stop Payment $25.00
Copy of Check $3.00
Account Reconciliation (per hour) $25.00
Account Research (per hour) $25.00
Deposited Item Return @ TFFFCU $20.00
Statement Copy (per page) $1.00
Outgoing Wire Transfer $20.00
Incoming Wire $10.00
Check Printing Charge (price based on style and quantity) Varies
Fee for CU checks (first one free) $1.00
ATM Withdrawals (first 10 free) $1.00
ATM Cirrus Network usage $2.00
Fax Fee $2.00
Return Mail (Per Occurrence) $5.00
Garnishments $30.00
Levy Fee $30.00
Subordination Agreement $50.00
Reg D Excessive Savings Withdrawals (over 6) $5.00 Per item